ASSISTED LIVING SOLUTIONS

Dave was 76 and had just suffered a heart attack, which left him permanently disabled and needing an assisted living home.   His family was unprepared for this unfortunate turn of events.   After learning of the A.L.T.C.S. requirements and the cost of a care facility, the family was unsure how they were going to pay for his care.

Fortunately, Dave's family found out about options for his $500,000 life insurance policy. The family received a $250,000 settlement, and eliminated supplementing $1,500 per month out of their own pocket which they really couldn't afford.  These funds covered the three years Dave resided in the facility before his passing and remaining funds were distributed to Dave’s original beneficiaries. 

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